Fiduciary Excellence, Trusted Guidance
Simplified Effectiveness
As benefits consultants, our primary offerings are group retirement plans and financial wellness programs. We understand that the intricate web of plan design, governance, and investments can be overwhelming. That’s why we’ve designed a comprehensive, cohesive client delivery model that simplifies the complex landscape of workplace retirement planning.
Registered & Responsible
Our knowledgeable team, with extensive experience in the retirement plan sponsor industry, delivers straightforward, well-researched, and data-driven opinions, facilitating informed decision-making.
PlanGuide Financial, LLC is a Registered Investment Advisor (RIA) in the state of Texas, providing fiduciary support and financial wellness services to retirement plan sponsors and their employees.
meet our teaM
Sumit Gulati – President & Co-Founder
With 15 years of dedicated experience in the financial industry, Sumit has established himself as a trusted authority in retirement planning, particularly within the not-for-profit sector.
Sumit has worked directly with plan participants to create customized financial strategies and has also collaborated with key decision-makers. From Human Resources and Benefits Managers to CFOs and CEOs of both small and large plans, Sumit understands the intricate dynamics of retirement planning from multiple perspectives.
Tony Mathew – Director of Technology & Co-Founder
As a founding member of PlanGuide Financial, Tony played an instrumental role in shaping the firm’s vision and direction. With over 15 years of experience in the tech industry, Tony’s expertise in integrating technology into business operations laid the foundation for many of PlanGuide’s innovative systems.
While his contributions enhance the firm’s technological infrastructure, Tony does not provide financial advice or engage in client-facing advisory services. His focus remains on leveraging technology to streamline processes and improve operational efficiency.
Janelle White – Strategic Advisor
With over 15 years of project management experience, Janelle played a key role in shaping PlanGuide Financials’ operational framework during its early stages. Her expertise in managing complex projects laid the foundation for the firm’s efficiency and structure.
While Janelle is not involved in daily operations or providing financial advice, she remains a valued advisor, occasionally lending her project management expertise to ensure ongoing operational efficiency.
JOSUE REYES – EDUCATION SPECIALIST
Josue plays a key role as PlanGuide Financials’ education specialist, delivering retirement plan education in both English and Spanish. By providing bilingual education, Josue helps further PlanGuide’s mission of “Advice for All,” ensuring that everyone, regardless of language, can access the resources they need for a secure financial future.
His dedication to clear, inclusive communication empowers participants to make informed decisions, helping them feel more confident in managing their retirement planning and financial goals.
Simple. No conflicts of interest. Fee-only.
We offer complimentary consultation to assess your plan advisory requirements. Following this, we craft a tailored proposal recommending the most suitable solution to meet the needs of your employer-sponsored retirement plans.