Fiduciary Excellence, Trusted Guidance
Simplified Effectiveness
As benefits consultants, our primary offerings are group retirement plans and financial wellness programs. We understand that the intricate web of plan design, governance, and investments can be overwhelming. That’s why we’ve designed a comprehensive, cohesive client delivery model that simplifies the complex landscape of workplace retirement planning.
Registered & Responsible
Our knowledgeable team, with extensive experience in the retirement plan sponsor industry, delivers straightforward, well-researched, and data-driven opinions, facilitating informed decision-making.
PlanGuide Financial, LLC is a Registered Investment Advisor (RIA) in the state of Texas, providing fiduciary support and financial wellness services to retirement plan sponsors and their employees.
meet our teaM
Sumit Gulati – President & Co-Founder
With 15 years of dedicated experience in the financial industry, Sumit has established himself as a trusted authority in retirement planning, particularly within the not-for-profit sector.
Sumit has worked directly with plan participants to create customized financial strategies and has also collaborated with key decision-makers. From Human Resources and Benefits Managers to CFOs and CEOs of both small and large plans, Sumit understands the intricate dynamics of retirement planning from multiple perspectives.
Tony Thekkekara – Director of Technology & Co-Founder
As a founding member of PlanGuide Financial, Tony brings a unique combination of technology, business, and personal financial experience to the firm. With more than 15 years of experience in the technology industry, Tony has built his career around applying analytical thinking and innovative solutions to complex challenges.
Tony’s passion for personal finance grew from his own pursuit of financial independence and the goal of achieving greater financial freedom earlier in life. Through managing his personal investment portfolio and helping his family navigate financial decisions, he developed a strong appreciation for disciplined investing and long-term financial planning.
He now brings that perspective to helping clients develop strategies aligned with their financial goals. He also leads PlanGuide Financial’s technology strategy, combining his technical expertise with his commitment to improving the client experience.
Janelle White – Strategic Advisor
With over 15 years of project management experience, Janelle played a key role in shaping PlanGuide Financials’ operational framework during its early stages. Her expertise in managing complex projects laid the foundation for the firm’s efficiency and structure.
While Janelle is not involved in daily operations or providing financial advice, she remains a valued advisor, occasionally lending her project management expertise to ensure ongoing operational efficiency.
Simple. No conflicts of interest. Fee-only.
We offer complimentary consultation to assess your plan advisory requirements. Following this, we craft a tailored proposal recommending the most suitable solution to meet the needs of your employer-sponsored retirement plans.